BOP Issues ATM Cards for BISP October 2025 Payment
The Bank of Punjab (BOP) has started giving ATM cards for the BISP October 2025 payment. Women who have completed their registration and are marked eligible on the online portal can now get their payments.
This time, payments are being sent through different banks, and BOP is one of the first banks to start. Women whose districts are in the BOP area can collect their ATM cards and withdraw their Rs. 13,500 payment from ATMs.
The new system is made to make getting BISP money easier, faster, and clearer. Women do not need to wait in long lines or worry about their payment status. By checking their eligibility and cluster online, they can see if they are in the BOP cluster and get their ATM card quickly without any delay
BISP October 2025 Payment Eligibility – Who Can Receive Rs. 13,500
The BISP October payment is available only for women who have completed their registration and whose details are verified in the BISP system. Women marked as “eligible” on the BISP online portal can now get their payment if their district is in the Bank of Punjab (BOP) cluster.
Eligible women must:
- Complete registration under the BISP program
- Be listed as “eligible” on the 8171 portal
- Belong to a district assigned to BOP for payment
- Have their CNIC verified in the national database
Women who meet these conditions should visit their nearest BOP branch to collect and verify their ATM card. After verification, they can withdraw their payment immediately from ATMs
BISP Cluster-Based Payment System Explained – How It Works
BISP has introduced a new cluster-based system to facilitate easier and more organized payments. Each district in Pakistan is assigned to a specific bank, and payments are given according to these clusters. The Bank of Punjab has some districts, and payments in these areas have already started.
This system helps manage payments better and makes the process clear. It also avoids long lines at banks and gives women more places to collect their money. Beneficiaries should check which bank their district belongs to before going to a branch.
Main goals of the cluster system:
- Give payments in an organized way
- Make the payment process safe and clear
- Make ATM card collection and activation easier for women
BISP Payment Status & Cluster Check – How to Know Your Bank and Payment
Before going to the bank, check your eligibility and cluster on the official BISP portal. This helps you know which bank will give you your card and when your payment is ready.
Steps to check your cluster:
- Go to the official 8171 BISP web portal
- Enter your CNIC number correctly
- Check your eligibility status
- See which bank or cluster your district belongs to
- If it shows Bank of Punjab, go to the nearest BOP branch for your card
Women who see “Eligible” and “Bank of Punjab” can visit the bank immediately to get their card. If your cluster is not yet announced, you will get updates from the BISP office or the 8171 helpline soon
Read More: BISP Payment Delay in October 2025
How to Get Your Bank of Punjab ATM Card for BISP Payment
Women in the BOP cluster can now collect their BISP ATM cards from the nearest Bank of Punjab branch. The process is simple and safe to make sure only the right person gets the card.
Steps to get your ATM card:
- Go to the nearest Bank of Punjab branch with your original CNIC.
- Tell the bank staff that you are a BISP beneficiary collecting your ATM card.
- Give your fingerprint for verification.
- Once your identity is confirmed, the ATM card will be given to you immediately.
- The bank staff will show you how to activate the card and set a secure PIN.
After this, your card is ready to use. You can withdraw your money from any BOP ATM or another ATM that works with your card.
How to Withdraw BISP Rs. 13,500 from ATM – Step by Step Guide
After getting your BISP ATM card, you can withdraw your October payment of Rs. 13,500 from any Bank of Punjab ATM. The process is fast and safe.
Steps to withdraw your money:
- Insert your ATM card into the machine
- Choose your language
- Enter your PIN carefully
- Select “Withdraw Cash”
- Enter Rs. 13,500 and take your cash
Safety tips:
- Never share your PIN with anyone
- Use ATMs in safe and well-lit places
- Keep your receipt for the record
- Make sure to take your card before leaving
This way, women can get their money easily without visiting BISP offices, making it convenient and independent
BISP ATM Card Verification – Documents and Requirements
When you go to the Bank of Punjab for verification, make sure to bring the correct documents. The bank will give ATM cards only to verified beneficiaries after checking their identity with CNIC and fingerprint.
You need to bring:
- Original CNIC (Computerized National Identity Card)
- Any BISP confirmation message (if you have it)
- Your registered mobile number for updates
This verification keeps your payment safe and makes sure it goes to the right person.
BISP Bank Clusters & Payment Status – Check Your Payment Online
| Cluster Name | Bank | What Beneficiaries Should Do | Payment Status |
|---|---|---|---|
| Bank of Punjab (BOP) | BOP | Go to the nearest branch with your CNIC to get your card | Released |
| Other Banks (HBL, BAFL, etc.) | Assigned Banks | Wait for the official announcement | Upcoming |
BISP Common Issues & How to Solve Them Easily
Some women may face problems when getting or using their BISP ATM cards. Most problems can be fixed by following the official steps.
Common issues and solutions:
- Fingerprint not verified: Wash and dry your hands and try again. If it still does not work, visit NADRA to update your biometric data.
- Status shows eligible but no card: Go to your assigned BOP branch for manual verification.
- Card lost or damaged: Report it immediately to the Bank of Punjab to get a new card.
- Cluster not visible on portal: Wait for BISP to release your district’s bank cluster.
Following these steps will help women get their payments without delays or confusion.
BISP Future Plan – How Women Can Open Bank Accounts
Rubina Khalid, the head of BISP, said the next step is to open bank accounts for all BISP women. This will let them get their future payments directly into their accounts, making it easier and safer.
The plan will start by the end of December 2025. After this, women will not need to go to the bank to collect cards and can manage their money easily at their local branch
Conclusion
The BISP October payment through the Bank of Punjab has made things easier for eligible women across Pakistan. The new system with bank clusters, ATM cards, and withdrawals is simple and safe. Women should check their cluster online, go to the nearest BOP branch with their CNIC, complete the fingerprint verification, and collect their Rs. 13,500 payment easily.
In the future, BISP plans to send payments directly to bank accounts. This will help women manage their money better and support financial inclusion across the country